Out-of-Network Insurance Reimbursement

Creative Speech Therapy NYC (CST NYC LLC) is a private pay practice and an out of network provider. Payment is required in full at the end of each session. Out of network coverage varies from plan to plan. Many families who use their out of network benefits with us are able to receive 70 – 80%, or the total cost, reimbursed back to them. Many families who have the following plans take advantage of their out-of-network benefits: Cigna, Blue Cross Blue Shield, Empire Blue Cross, Oxford, Aetna, United, Emblem Health, and Multi Plan.

We will provide a Superbill and any other documentation you need to submit to your insurance company. Creative Speech Therapy does not guarantee reimbursement and we encourage you to use this guide to understand your plan’s benefits. Knowing your out-of-network insurance benefits is your responsibility. Please contact your insurance company with any questions you may have regarding your coverage.

We have provided a guide below to assist you with speaking with your insurance provider. We are also more than happy to answer any specific questions you may have or break down the process with you.

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